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How to Make Money in GTA Story Mode? Where to Start?

2025-07-05

Okay, consider me your GTA Story Mode financial advisor. Let's get you rolling in dough in Los Santos. Forget those petty heists early on; we're aiming for financial independence that lets you buy whatever you want, whenever you want. The key is a multi-pronged approach, maximizing legal income streams and strategically leveraging the stock market.

Early game, focus on completing the story missions to a certain point. Don't rush! This is crucial. Specifically, progress until you complete the assassination mission for Lester called "Hotel Assassination." This is the gateway to your stock market domination. Before embarking on this mission, carefully invest all of Franklin’s cash into the BettaPharmaceuticals (BET) stock on the BAWSAQ exchange. This exchange fluctuates based on other players' actions, requiring an online connection, but the potential returns are much greater. If you are playing offline, or don't want to link your Rockstar account, skip to the "Debonaire Cigarettes" section for a different strategy. Complete the mission, and wait for the stock price to rise significantly, aiming for a return of around 80%. Then, sell all your BET stock. Now, immediately reinvest ALL of Franklin's money into the Bilkington (BIL) stock, again on BAWSAQ. Let it rise again, shooting for another substantial profit (around 60-80% is good).

The reason we focus so heavily on Franklin initially is his special ability. While Michael and Trevor have their own strengths, Franklin's ability to slow down time while driving makes him incredibly valuable during vehicle-based activities, which are essential for many money-making opportunities. Also, it is less time-consuming and risky to allocate all of his resources to stock trades.

How to Make Money in GTA Story Mode? Where to Start?

If you prefer to focus on the other characters or wish to avoid the BAWSAQ exchange due to the online connection requirement, the approach remains the same, but you'll utilize the LCN exchange, which is integrated into the game world. The initial Lester assassination mission remains the key, but the stocks involved change. Before the "Hotel Assassination" mission, invest all your characters' money (Michael, Franklin, and Trevor) into Debonaire Cigarettes (DEB) on the LCN exchange. After completing the mission, wait for the DEB stock to peak, which should be a rise of around 80%. Sell all your DEB stock. Immediately after, invest all your characters' money into Redwood Cigarettes (RWC) on the LCN. Redwood's stock will rise as Debonaire's declines, and you should see a significant return here as well. Remember to check the LCN stock market frequently to monitor your investments.

After you have gotten rich from your first assassination mission, the other assassination missions that Lester gives you will continue to provide financial gains. Do not do them until the very end of the game. Because these stocks increase proportionally to the amount of money you invest, these missions are the best way to multiply your wealth. The specific companies that these affect are listed as follows: * The Multi Target Assassination: Invest in Fruit Computers (FRT) before the mission, and sell when it peaks. After that, buy Facade (FAC) because it will grow afterwards. * The Vice Assassination: Invest in Fruit Computers (FRT) before the mission, and sell when it peaks. * The Bus Assassination: Invest in Vapid (VAP) before the mission, and sell when it peaks. * The Construction Assassination: Invest in GoldCoast (GCD) before the mission, and sell when it peaks.

Remember to monitor the stock prices closely and save frequently. Stock markets can be volatile, even in GTA! Don't get greedy; know when to sell and lock in your profits.

Beyond the stock market, explore the world! There are numerous random events that can lead to financial rewards. Some examples: * Armored Trucks: Keep an eye out for armored trucks. You can rob them for a quick cash injection, though be prepared for a police response. * Hidden Packages: These packages are scattered throughout the map, often underwater. Finding them can provide a substantial lump sum of cash. Use online guides to locate them efficiently. * Random Events (Hitchhikers, etc.): Many random events involve helping people. Sometimes, these acts of kindness are rewarded with cash, or even more lucrative opportunities.

Finally, consider purchasing businesses after you have accrued some cash. While they require an initial investment, they provide a steady stream of income. This passive income is essential for long-term financial stability. Prioritize businesses with high potential revenue and minimal management requirements. The Tequi-la-la nightclub, the Los Santos Customs car shop, and the McKenzie Field Hangar are good choices.

Remember, patience and discipline are key to financial success, even in GTA. Don't blow your money on frivolous purchases early on. Focus on building your wealth strategically, and you'll soon be living the high life in Los Santos. By combining smart stock investments with active exploration and business ownership, you can become a GTA millionaire in no time.